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Julia Paul
Home Loan Advisor
NMLS# 728479

8945 Cal Center Drive
Sacramento, CA 95826

(916) 733-5628 or
(800) 448-8181 Ext. 5628
(916) 733-5454 Fax


Getting to know me

I’m here to assist you with all that Golden 1 has to offer. My experience has taught me to anticipate potential issues, and I work diligently to provide a home-loan experience that’s both simple and enjoyable for everyone involved. Read More >

Mortgage Calculators
The following online calculators serve as helpful tools during the mortgage process.
Calculate your monthly payment and see how the principal is paid over time.
Rent vs. Own
Calculate the difference between renting and buying a home.
Annual Percentage Rate (APR)
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff
Determine the additional monthly payment amount needed to pay off the loan sooner.
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
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